Beyond the Numbers – Understanding the ERC’s Latest Market Update
The recently issued Q1 2026 figures from the Equity Release Council (ERC) show total lending of £574m, down 9% on...
News
Why Later Life Lending Could Be Becoming a Valid First-Time Buyer Strategy
For many years, later life lending has been viewed as a niche area of the mortgage market, typically associated with...
Joined‑up advice. Clear accountability. Better outcomes.
By Amy Clark, Director of Customer Outcomes, Key The FCA’s recent activity leaves little room for doubt: later‑life lending is...
Rethinking Retirement: The New Reality of Later Life Lending
The idea that a mortgage should be fully repaid by retirement is becoming increasingly outdated. As highlighted by UK Finance,...
Equity Release & Estate Planning: Why Legacy Conversations Are Essential to Good Client Outcomes
In the evolving landscape of later-life financial planning, equity release has become an increasingly valuable tool. It offers homeowners the...
The Role Equity Release Can Play in Meeting Consumer Duty Requirements
The Financial Conduct Authority (FCA) introduced Consumer Duty to raise standards across financial services and ensure that firms consistently deliver...
Unlocking Later-Life Opportunities: How Equity Release Referrals Can Grow Your Advice Business
Clients over the age of 55 now represent one of the fastest growing and most financially significant segments of the...
Supporting Later-Life Clients: When and Why to Refer for Equity Release
Supporting later-life clients requires a careful balance of empathy, technical knowledge, and professional judgment. One area that often arises in...
Equity Release: The Questions Clients Ask (and the Answers Advisers Should Give)
Equity release has evolved significantly in recent years and is now considered a mainstream option within later-life financial planning. As...
Simple Strategies to Engage Clients Who May Benefit from Equity Release
For financial advisers, mortgage brokers, and other professionals working with clients over 55, equity release presents both a significant opportunity...
£3.8 Trillion Locked in Property: What the UK’s Housing Wealth Imbalance Means for Equity Release
New analysis from Savills reveals a striking reality: UK homeowners aged 60 and over now hold 55 per cent of...
FCA Later Life Mortgages Review: What It Means for Advisers
The FCA’s market study into later life mortgages signals an important shift in regulatory focus, and advisers should take note....