Estate planning

Arranging a Will or Lasting Power of Attorney without the guidance and advice of a professional can be both overwhelming and complicated for your clients. With your permission, we can recommend our experienced estate planners.

Wills

Without a Will, the government can decide who inherits a person’s possessions, property
and money (estate) according to the Laws of Intestacy. A valid Will can ensure clients are
able to make their decisions known when it comes to the distribution of their estate.

Everyone over the age of 18 could benefit from having a Will, although almost two thirds
of the UK adult population don’t have one that is valid. During the fact find with your
clients, you should consider including a question on Wills.

Having a Will allows your clients to:
  • Make their wishes known
  • Ensure provision is made for dependants
  • Incorporate charitable donations
  • Make a difficult time a little easier for loved ones

Lasting Powers of Attorney

A Lasting Power of Attorney (LPA) allows clients to legally nominate someone with the
authority to make decisions on their behalf should they lack the capacity or no longer
wish to. There are two types of LPA: Property and Financial Affairs,
and Health and Welfare.

If your clients have a drawdown equity release plan, it could benefit them to set up a Property
and Financial Affairs LPA in order for someone to be able to access funds on their behalf, if ever
required.

LPAs allow your client to:
  • Make their wishes known
  • Ensure they are appropriately cared for, should they fall ill (Health and Welfare)
  • Ensure their wishes are carried out by somebody they trust
To make an estate planning referral call us:

0800 138 1663
It only takes a few minutes to make an equity release referral.